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Checking Into Foreign Lotteries and Sweepstakes

- August 9, 2013

Have you received an official-looking letter saying you won a foreign lottery or sweepstakes? Responding to it can be tempting: After all, maybe there’s a possibility that you won some money that could turn your dreams into reality!
The letter usually comes with a cashier’s check. It says the check is to help cover the taxes and fees associated with claiming your prize money. You just need to deposit the check into your account, and wire part of the money to cover those taxes and fees back to the people who sent it to you. You get to keep the rest of the money you deposited, and the full amount of the prize money you’ve “won.”

For more information on this scam, click here...


Robocall Scams Push Medical Alert Systems

- July 18, 2013

The latest in unwelcome, illegal, prerecorded sales calls are from scammers pitching a safety alert system for older adults.

The callers spoof a phone number so it looks like a local call on caller ID. If you pick up, you’ll hear a message saying you’re eligible for an alert system, or system upgrade, or that someone bought a system for you. The message asks you to “press one” on your phone to talk to a live operator, who will quickly ask for a bank account, credit card, or Medicare number, and maybe an address, to “expedite shipping and handling.”

For more information on this scam, click here...


Utility Bill Scam

- June 2013

The Better Business Bureau says that a new utility bill scam is popping up throughout the U.S. and Canada. And it involves an approach to get people to part with their money by using a prepaid debit card. 

Scammers are calling people and claiming to work for a local electric, water or gas company. The callers tell people that they're late on a utility bill and that their service will be cut off if they don't pay immediately. Then they instruct the victim to purchase a prepaid debit card to pay their bill and call them back with the card number. Thieves then drain the value from the card.

For more information on this scam, click here...


Scammers Now Accepting Green Dot MoneyPaks

- May 2013

A MoneyPak lets you go to a supermarket or drug store (more than 60,000 places nationwide) and convert cash into digital currency that can be loaded onto a prepaid debit card or added to a PayPal account. The MoneyPak card you buy at the store is a deposit slip. It gives you access to that money via the 14-digit authorization code on the back.

“As soon as the victim gives the scammer that code, they use it to load all of your money onto their prepaid card,” explained Karen Hobbs at the Federal Trade Commission. “Then they can run to an ATM and get all of the money in cash or they go to an electronics store and buy things that are easily fenced. Once that money is offloaded, it is essentially irretrievable.”

For more information on this scam, click here...


The Affordable Care Act: When Scams Follow the News

- May 2013

The Affordable Care Act is in the news lately. And one thing we’ve learned at the Federal Trade Commission is that scams often follow the news. Natural disaster? Charity scams will follow. Implementation of a major new law affecting millions of people? Scammers will be there.

To cut through some of the clutter in the environment with all the articles and discussion of the Act, here’s one key fact to hold onto that can help spot and avoid scams: You can’t sign up yet.

For more information on this scam, click here...


Is Your Mobile Bill a Cram Sandwich?

- April 2013

People have long complained about unauthorized charges - cramming - on the bills for their landlines. The FTC has responded loudly and clearly, bringing more than 30 cases, getting tens of millions of dollars back for consumers, and advocating for reforms to eliminate landline cramming. But fraudsters, trolling for new opportunities to cheat consumers, have found the bills for people's mobile devices to be fertile territory.

For more information on this scam, click here...


New Health Benefits Scam

- March 2013

Con artists say the Affordable Care Act mandates a government-issued insurance card. It doesn't. A new government-issued health insurance card is coming in the mail? Don't believe it.

It's scammers - once again — posing as federal employees, trying to get your personal and financial details for suspected identity theft. And this time, the card up their sleeve is one they promise is en route to you.

For more information on this scam, click here...


You Owe Me Money

- March 2013

What if a company called you, demanding you pay for a product they said you ordered? What if they threatened you if you didn’t pay? And what if you never actually ordered that product, never even saw it and never promised to pay for anything?

A recently-filed FTC case claims that Instant Response Systems, a Brooklyn-based company, did all that and more.

For more information on this scam, click here...


Medicare Telephone Scam Alert!

-
January 24, 2012

A caller states that he is from Medicare and says that he wants to send the senior a new Medicare card.  He then asks the senior to provide personal information so he can send the card. Cindy Loftin, LIFE's Medicare Assistance Coordinator says, "Medicare is not issuing new cards and does not cold call beneficiaries; even if they did call, they already have your Medicare number, birthdate, etc.  Any information from Medicare about updates or changes will always come in the form of a letter.”

For more information on this scam, click here...


Click here to access LIFE’s “Protecting Yourself from Scams” handbook.

Are You Aware of Other Scams?

If so, please call Sheila Burba, Medicare Assistance Program Specialist at LIFE Senior Services,
(918) 664-9000, ext. 256, or sburba@LIFEseniorservices.org.

Five Ways to
Protect Yourself
from Scams

1) Don't be pressured to
make an immediate
decision.
2) Don't give your credit
card, checking account
or Social Security number
to unknown callers.
3) Don't be afraid to
say "no thanks" and
hang up the phone.
4) Don't hesitate to tell
a business to quit calling
you. If they call back,
they are breaking the law.
You can also register on
the National Do Not Call
Registry at
www.DoNotCall.gov
or call 1-888-382-1222.
5) To report suspected fraud or scams, contact the AG's Public Protection Unit at (918) 581-2885 or go online to oag.ok.gov to file a complaint.
To report suspected Medicare Fraud and Abuse call the Senior Medicare Patrol at
1-800-763-2828.